Who We Are

Our Team

Howie Smith, President & Licensed Agent, entered the world of Insurance in 1997. As a lifelong resident of the area, Howie is well known within the community. On Sundays you can find Howie cheering on his favorite football team, the Cleveland Browns. Howie and his wife Chris live in Hershey and have two daughters and four grandchildren.   


Brent Simpson, Licensed Agent, joined Kreider & Smith in 2012.  Brent has been a resident of Hummelstown since 2007 and is very active in his church and his children's school.  You may even see Brent with his kids on the school playground.  Brent lives in Hummelstown with his wife Idalee, and their children EmmaGrace, Grayson, Abram & Everett. 


Sandy Stine, Administrative Assistant, has been a resident of Hershey for more than 40 years.  You will always find Sandy enjoying the outdoors or a game of Bridge.  Sandy has two children and 3 grandchildren.